Finance Guide Center

insurance??????? just wondering. my mom has a trailblazer and my dad has a lumina. they already have full coverage. my question is do they have to add my the insurance or since i have my drivers lisence i can start driving. my mom said that im already insured because it already has full coverage is that true or does she have to add me or what???

How long is a insurance company required to give before they cancel your insurance? My insurance called me yesterday and informed me that they would be cancelling my insurance because I have rented my house to a group of students. They gave me two weeks to find new insurance before they cut me off. I'm having trouble finding someone who will insure us. If they cut my insurance, my bank will cancel my mortgage, and I guess that means I'd lose the house. Is this insurance company allowed to drop me in this manner. When we got the insurance two months ago there was nobody living in the house, but it was rental insurance. We never lied or anything, we were completely honest through the whole process.

What is the type of insurance that covers bodily injury and property damage to others? 1: What is the type of insurance that covers bodily injury and property damage to others? liability uninsured motorist comprehensive collision 2: What is the type of insurance that covers you when you are injured by a hit and run driver? liability uninsured motorist comprehensive collision 3: Insurance is based on the concept of ________ and __________ profit and loss risk and loss risk and return profit and cars 4: Which type of insurance is usually required if you finance your car purchase? Medical Payment Insurance Towing Insurance Rental Insurance Collision and Comprehensive Insurance 5: Which of the following is not a way that a teenager can save money on insurance? Getting on his or her parents' policy Getting good grades Driving penalties Driver experience 6: Accidents that must be reported are ? those that caused minor damage or harm those that have been fatal all accidents.

What types of insurance does an event planner need? I am interested in starting my own business from home as an event planner (no employees, just me). However, I am unsure about the insurance aspect of things. I will possibly be organising events for a large company and they have told me that I am required to take out Public & Products Liability insurance and Personal Accident cover before I can start working on any of their events. Will the Personal Accident insurance cover my hospital bills if I injure myself? If not, what insurance does? Could you please advise what type of insurance is required for a home-based event planner. If there are any event planners out there could you please let me know what insurance you have?? Thanks!

How does the insurance company find out about moving violations? My understanding is that when you get a moving violation (e.g, a speeding ticket), the police or the courts or whoever will notify your insurance company. When your insurance company finds out and finds out about the points that are now on your license, they raise your insurance premium. However, a friend tells me that he's received several speeding tickets, that his insurance company has never found out (meaning no one is notifying his insurance company), and that his premium has therefore never gone up. How is that possible?

What type of health insurance covers everything from a bug bite to brain surgery? I am about to buy my own health insurance and i was wondering what type of insurance covers everything possible. I keep hearing stories about insurance not payting for certain test or some insurance not paying doctors to check for somethings. I want insurance that will cover me if i happen to go in for cancer or anything possible. Also if you have any suggestion on any great insurance suppliers please let me know.

Will an insurance company insure our home if there is a unpermitted cottage? I'm in the process of buying a foreclosure home (Saratoga,CA, can't transfer the insurance since it has already lapsed) that has a detached unpermitted cottage (2 bedrooms, kitchen, bathroom and living room total of 900 sq ft), the main home also has a unpermitted converted garage that is used as a in law quarter (separate entrance and full bathroom), it also has a unpermitted sun room too. I really love the home and tried looking for home insurance but it looks like no one will insure me. Is there anyway I can get insured for this property without having to lie about these unpermitted additions to the insurance company? Any advice would be appreciated and any suggestions which insurance company would insure me for a reasonable price. Thank you in advance.

no health insurance and have a preexisting condition. Can I start work? or is there any insurance available? I live in GA. We just got an insurance and told them about this condition. It's very small surgery for my daughter. but now they are denying it. Is there any other insurance I can take? or if I get insurance through work would that help?

What kind of insurance do insurance companies need to buy for their own company? I want to start an insurance company, but I need to know what kind of insurance I need to purchase for my own company. I have done research and can't find this. (Please do not tell me how to start one, or anything else besides what insurance I need, if any.)

What typically happens to the insurance industry during a period of economic recession? Are people more afraid and purchase more insurance or less? Does it make them delay purchasing insurance? Life and Health insurance specifically. More specifically senior medical supplement policies, advantage plans, life insurance, long term care insurance, and annuities. I'm asking for myself. Is it a good time economically in the U.S. today to sell these products? General or specific information will be helpful. Thank you for your experience and thoughts.

Is the auto-insurance claim information shared if I switch the insurance company? Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!

What are some insurance companies that offer insurance if you become disabled due to accident? Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don't suggest yahoo or google....I am looking for actual companies. God bless!

Where can you buy insurance for connecting to the power grid with a wind generator in Texas? I have a friend who would like to install a wind generator for electricity, but the local power company will not let him connect to the power grid unless he can show that he has a million dollars insurance. Well, he cannot find any company that offers that type of insurance for any price. He has written to everyone he can think of but still no source of insurance. The reason he wants to connect to the power grid is to use it as his storage system so that he doesn't have to maintain a whole bank of storage batterys. Does anyone know where he can get this type of insurance for a system that will be in the state of Texas?

What the insurance will do if the two parties of the car accident all have policy with the same insurer? I had a car accident and I believe it was third party's fault. However, the third party and I have policy from the same insurance company. The legal insurance is same as well. What should I do to make sure that the insurance would act without interest conflict? If I use different legal firm, will it be better?

How do i fight with an insurance company and win? I had surgery in June and my insurance has no deductible. The insurance company paid the doctor and the pathologist, but they wont pay the hospital. the insurance company says they havent gotten a bill. the hospital says they have sent it and received a denial with no explanation from the insurance company. I dont know what to do. I've asked for the hospital to send me the bill to submit myself, but they dont do it. They say they do, but I never get it. I'm so frustrated. What can I do??? The hospital has an out-of-state company do their billing or I would go there in person. My insurance company is also out of state. *sigh* help.. i have no deductible, there is no reason why they wouldnt pay, they've paid everything else I just think the hospital is messing up. any suggestions?? thanks!

Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly? Can I call an insurance company the instant I buy a car and say, "Hey, I just bought a car. I want to get insurance for it."? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I'm in trouble, right? I looked everywhere for this information, but I couldn't find it anywhere. Could somebody clarify this issue for me?

How does rental car insurance offered by credit card companies (when you use the card) work? I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

Why is home insurance limited to each and every different type of disaster? The home is either livable or NOT livable...it matters NOT what disaster ruined the home.. Why then is it that you have to pay extra for each different type of circumstance? An accident is an accident.... a disaster is a disaster... the home can only be burned, flooded, distroyed by earthquake / tornado / hurricaine ONCE.. why pay for all the different ways insurance-wise? How covered is covered? And WHY !!!! Why?? Is it if you Never have any type of claim you aren't refunded some of that money you spend year after year after year? Again, once you've paid in insurance the amount of the home value.. what difference does it make if you replaced the home 'money-wise' already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I have heard ranted from my elders recently.. their solutions were hysterical.. I'd love to hear more solutions.

How long can you wait to notify a insurance company about a potential claim? How long can you wait to notify a insurance company about a potential claim? You know how an insurance tell there clients that they have to report a claim(personal injury/premise liablity) or something. Most insurance policies have a requirement that your notify the insurance company of any potential claim within a very short period of time after the incident occurs. I live in NY. How long can you wait to tell them? How much would that short period of time be? Landlord have been recieving letters frommy lawyer and he havent sent them over to his insurance company. This been going on since May 1st of this year. Can the insurance deny him coverage?

How does health insurance work in Medical School? It is my plan to start medical school next year, and I am concerned about health insurance. Since I can not work, I know that some school do provide health insurance, but is it including in tuition? And how exactly does it work? Is it the type of insurance that is limited to only the school's health care system or is it broader? Please help.

What insurance agency has the cheapest rates for full coverage car insurance? I need some cheap full coverage car insurance if you know a company that has cheap rates let me know please!

How does health insurance work in the US? I am a non-US citizen and need this information to do a case. Specifically: 1) Is health insurance compulsory for everyone? 2) What happens if someone cannot afford it? 3) In the event that a medical procedure needs to be done, does health insurance cover all the bills? Does the patient need to pay anything extra? 4) Does the patient have any say over what kind of procedure he can take? Say if 2 treatments are available for his condition, can the patient choose the more expensive treatment? And if so, is it covered by the insurance? Thanks for reading this. Your help in answering any part of the questions would be greatly appreciated! Thanks to those who have responded so far. I would like to further ask: Does a health insurance contract state that it will only cover the "normal" rates for a procedure? For eg. if there are 2 possible treatments for a disease, 1 of which is more expensive but more effective than the other, will the patient only be covered by the LESS expensive one? Or is it a case in which the patient can opt for the more expensive one and "top-up" the difference? This is a crucial question to my understanding the case. Thanks!

What is the waiting period on a health insurance policy? I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insurance policy so i'm billing my health insurance for the costs. Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report. What does all this mean? Can they deny the coverage?

What licenses do you need to become an insurance agent or any career in insurance? I am wanting to start a career as an insurance agent or somethign like that. Probably a car insurance agent. I was wondering what licenses you need to become one and if you can take courses online for it? I know that the businesses can train you and get you your licenses, but I was trying to see if it was cheaper online to get them if you can?

What insurance companies cover include gastric bypass or lap band procedures? The insurance I have through my job (PHCS) has verbally stated that they will not cover ANY weight loss related procedures. My doctor is wanting me to do the lap band procedure so I would like to see about getting my own insurance that will cover the cost. Any suggestions?

What insurance companies pay for inpatient treatment for eating disorders? I have had an eating disorder for the past 3 years, and desperately need inpatient treatment care, but my insurance company doesn't cover the costs, so I am trying to find a new insurance company that does

How exactly does insurance affect our economy? I understand the basics of insurance. That is the transfer of risk. That insurance companies bet on getting more in premiums than they have to pay out in claims. What I'm trying to understand is, how deeply insurance, our ability to purchase it, affects our economy. Please if you could give me some answers regarding this or point me to a site where I can find more information it would be great.

What insurance do I need to supply a food product to a store? I have been told that i need different types of insurance to supply coffee/tea to a store. Somethings that have crossed my path are bonding, liability insurance. Can someone explain this to me please? any ideas to where i can also get this type of insurance from?

How much does your auto insurance go up after you get a traffic citation? After driving for nearly 14 years without an accident or traffic ticket, I end up getting two traffic tickets this summer. I was able to get one dismissed by going to traffic school, but the other one stays on my record for the next few years. My insurance agent told me that my rates will go up $600 per year for the next 3 years because of the ticket. Seeing that I pay about $1,400 each year for auto insurance (I bought a new car last year), the idea that my rates would jump over 40% because of one traffic citation seems a bit ridiculous. If any of you have had your insurance rates increase because of a single traffic ticket, how much has your insurance increased? By the way... If you answer, please say which state you live in. I live in California, so my rates are higher than most of the country. Thanks!

What insurance is needed in Texas to host a non-profit fundraiser? I am in Galveston, TX and I am looking to host a large outdoor fundraiser for a non-profit organization. What type of insurance will I need to cover the event? Where can I look to find more details and how much does this insurance usually cost? Thanks!

What is that Insurance commercial with the man and woman having an conversation? I am asking for someone else, but I was wondering what was that insurance commercial when the insurance man calls the woman to tell her that her payments where later and later, then she completely stopped paying, I know someone who wants this insurance, but can't think of the name of the company.

Where do car insurance companies get your driving record in CA? I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I'm getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont' want to pay higher fees if its not necessary. Am I in the clear?

Can I reimburse myself health insurance costs from my company? We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself. He is paid for by the company, and then it costs extra to add myself and our child. I was just going to deduct health insurance premiums on our Sch A, but we don't have enough other medical expenses to meet the limit. Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.

How do we get insurance companies to reduce medical insurance premiums to employers? Let's face it, here in the U.S. the medical insurance premiums for group health coverage is rising faster than inflation. As a result, a lot of companies are either reducing the levels of coverage in order to offset the cost of insurance, increasing the deductible, and or increasing the cost to the employees for the insurance premiums. The problem is that insurance companies have no incentive to reduce insurance premiums. They continue to get record profits and this issue is out of control. How do we get the insurance companies to decrease insurance premiums to the rate of inflation, or better yet, start reducing the cost of premiums for a change?

Who pays for the home insurance when you let your house? I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is an accident like fire. Apparently in Malaysia, a homeowner doesn't have to buy insurance for his house. So in this case, who should pay for the home insurance, the homeowner or the tenant? I mean, the rental period is 2 years, and the insurance, if paid, will cover for 2 years only.

Why is Auto Insurance in Quebec cheaper? And how do I go abouts changing my insurance to Quebec? I have been told insurance in Quebec is much cheaper. I know a few friends that live there can I change my license address to Quebec then seek insurance over there? Im getting sick of paying 400+ in Ottawa.

Personal and public liability insurance - Is it possible to get a combined policy? I'm about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. I have done a few searches on the internet but I can't see any companies that have a combined policy. In other words it seems I have to get two seperate insurance policies for personal and public insurance. Is this right? Or is it the case that public liability also includes personal liability.

What is the best insurance company for my situation? I am 19, never had a driver's license or permit. I don't own a car, and the DMV says that I must have car insurance before I can get a driver's license. I live in NC and I am clueless. The insurance companies keep saying that I need to have a car, but I can't buy a car without a drivers' license and insurance. What to do?

How can a Nationwide insurance agency discriminate aganist a breed of dog trying to obtain homeowners insuranc Nationwide insurance is discriminatory aganist pit bulls as they do not give quotes or cover homeowners for homeowners insurance if you have a pit bull. I hate bad owners that make it so hard for good owners and good pit bulls, it's absurd!!!! Are there other insurance agencies that do this wrongful act too???

How long does it take an insurance company to issue an automobile insurance policy after receiving deposit? I've been with the same company almost five years. My car insurance is renewed every six months, after I make the required renewal deposit. Like clockwork, I receive the new payment coupons, and temporary insurance card. However, I don't get the permanent insurance card and new policy stating the value of my vehicle, until almost a month later. Sometimes longer. Is this legal? If so, why does it take so long for the agent to issue the new policy, and how will this effect me if I ever disagree with what's in the policy? P.S. I'm not referring to how soon the new insurance is "effective", I'm referring to how soon the new policy is "received". To my knowledge, the policy is renewed immediately for six months after I make the deposit, even though I don't have the new policy, and just the "temporary" insurance card. There has to be some type of law that gives insurance companies a certain amount of time to send out the new policy. If anyone knows please post.

Problem with insurance company to help pay for some of the cost for roof replacement. Any suggestions? My roof is 17 years old. There are 4 slopes on my roof. 2 slopes are in bad shape. (shingles curling) The other 2 aren't too bad. My insurance company said they won't pay anything toward the new roof. Is there a suggestion I can mention to insurance company to have them consider helping me out?

How do we get insurance to work without a genetic profile to be a factor? They say the government will not let health insurance companies look at your genetic profile and reject insuring you. That seems fair to ordinary citizens. However, on the flip side there will probably be people who want to check their dna and so there will be people with genetic diseases purposingly signing up for insurance knowing that it'll pay them back in the end. Then the people without genetic problems are going to pay more because the insurance companies are dealing with those that are ill. I am ill myself, but my question isn't about me. It's just about how this law could work?

Is Motorcycle insurance the same price as car insurance or is it cheaper? I had a coupld of friends that have motorcycles and some that have cars. They don't pay for their own insurance but i wanted to know if by any chance if motorcycle insurance is cheaper then auto insurance. I know auto insurance these days are sky high. But since a motorcycle is a lot smaller, shouldn't insurance for it be cheaper for it?

How can you find out what auto insurance company a person has? A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.

What health insurance plans cover toenail fungus medication and nail removal surgery? Hi, I suffer from toenail fungus, and I've tried ALL home remedies available without success. I'm also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are: 1. Which health insurance plans offer the best coverage to treat toenail fungus? 2. Do they cover the medication and the surgery required in some cases to remove the toenail? Thank you for all your help!

How can you find out what car insurance company a person has? A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies? I have full coverage insurance in the state of Massachusetts, my insurance policy runs out in about four days I was planning on switching to Progressive however someone just keyed the hell out of my 2008 Highlander, can I get the insurance to fix it and still switch to Progressive?

Why do so many insurance salesman call themselves finacial planners when they are anything but? Nothing bothers me quite like insurance salesman that call themselves "financial planners". They would rather sell someone whole life insurance than explain to them how a Roth IRA with ETFs works. I wonder if they are just ignorant or if they actually understand that they are insurance salesman and they have no clue about retirement planning.

Why is the co-pay for dental insurance more expensive than health insurance? I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?

What should i ask insurance agents when i am shopping for homeowners insurance? We are trying to buy homeowners insurance b4 hurricane season...we live in fl. but i wanted to know the right answers to ask the agents when i am shopping for quotes. Is there any? what are the basic questions? i want to make sure i'm covered for all the right stuff and i get what i want and need. thanks for all of your help!

Is United American Insurance actually good health insurance. It seems a little too good to be true? I'm overweight and desperately need insurance. They're just about the only ones who have been willing to help me.

How can I get insurance money for a car that a tree fell on? A neighbours tree fell on my car and crushed it. Thier insurance refuses to cover the costs. The insurance for the car also doesnt cover it.

What exactly is dental insurance and how is it different from medical insurance? I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!

insurance!!!? Im planning on migrating to the UK can anyone help me get started with a career in insurance? I was an agent for 6 months

How to choose a life insurance agency as a sales agent? What are some questions to ask when looking for an insurance agency to sell insurance? And..do different g.a.'s offer more commission then others? Do they have the legal power to keep a certain amount that you earn? How does it exactly work when you join an insurance agency working for a broker. Thank you for only professional honest answers.

What health insurance is best and affordable for my wife? We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

How does one become an insurance agent? I live in Louisiana. I have looked at the state website and found out that to become an insurance producer (I assume this is an agent) I need to take some classes then pass a state exam. I looked up the info on classes in my area and some are given by certain companies (example New York Life). If I take one companies classes doe that mean I have to sell only their policies or would I be able to contact other companies. Also, how do you get in contact with the insurance providers to sell their policies?

What is a good health insurance for children with special needs? My son is on a feeding tube due to a small bowel transplant he received last year. My husband and I are returning to a full work schedule and our health insurance (Tricare) does not cover a nurse for him, or special daycare because his only special need is the feeding tube and the medication he receives through it. Apparently that's not enough. So is there a good company that I can purchase insurance through who will cover these types of things for him?

How do you feel about insurance companies pulling your credit report? I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don't think they should be able to pull your credit report if your required by state law to carry it. Hey if i don't pay it cancel me. Agreed your driving record should be all they need. I have been driving now for 13 years never been in a accident but been though a divorce which messed up my credit. wooooowhooo..... the reason the guy with the 700 + credit score is likely to have a better track record with the insurance company is because he doesnt report it he pays for damages from his little plastic insurance policy called AMEX.... again never been in a accident got one ticket 7 years ago been though a divorce..... why do I get denied when I'm a proven good driver all because some one else isn't. shouldnt they pay more and i get charged the same as the guy next door with the same driving record and a better credit score! besides I would love to see where these so called statistics are coming from I think its all crap!

What kind of insurance company do I go through to insure a rock show? Setting up a concert through a venue and they require me to have insurance, in case something happens like someone gets hurt or the venue breaks apart. What kind of insurance am I supposed to go through? Who should I call?

How will my insurance work out tomorrow when I buy the new car? I called a friend earlier this week to buy insurance. He gave me a quote I like, and tomorrow I want to go ahead and get the car. Do I just call my friend and tell him I'm buying it, and will need the insurance? I don't have insurance (right now). My fiance is going to be financing the car w/me, and he does have insurance on his other car. Does that help?

How can I go about starting and Insurance Company that covers legal represention not just advice? I am interested in starting some type of insurance company for pre-paid legal representation. There are plenty of pre-paid legal services / insurance companies that assist in giving Leal advice but none that actually provide legal representation in court proceedings. A lot of these prepaid legal services / insurance companies that assist in giving Leal advice give a discount on legal representation but is not an actual plan for that reason. How can I start a company or a program that provides this? I want it to work like a health insurance plan instead of having network of doctors there would be a network of lawyers that are broken down into categories, such as family lawyers, divorce lawyers, criminal, person injury lawyers, ect. I would create plans that insurer's could choose from based on there on personal legal needs and wants. How could I do this? I am in Virginia.

Insurance? My insurance for Maruti swift gets expired within a week. I payed some Rs13,000 an year back. Now want to renew it.so how much will i have to pay for it. i once claimed insurance for some damage in car for around Rs 6000. Can any one tell me about this?

How does motorcyle insurance work during the cold months? During the colder seasons, if it applies to where you live, what happens to your insurance? Does the insurance provider or carrier extend the policy or what?

how can I get an Insurance record of my good driving for getting insurance discounts in Europe? I am going to be living in Germany and will need to Insure my own vehicles. The insurance company there will need proof of my good driving record, for example: accident free for 10+ years.

What happens if the title insurance company closed business? I've bought title insurance when I bought a new house 10 years ago. Now, I notice that the title insurance company has quitted and closed business. Does it affect anything? Does it mean no more insurance coverage to my deed?

Insurance ? I lost my insurance through my employer because I was one shift shy of working the number of hours required to qualify. My daughter is on Medicaid, and I tried to get on that kind of insurance, but they turned me down saying that I have access to insurance through my employer, and it's not their fault I didn't work the required number of hours to qualify. I have to have insurance because I've been battling walking pneumonia for the past two months, and my doctor is worried. Are there any other options for me? I checked into student insurance at my university, and I just can't afford it. Any ideas?

Insurance?? How much is horse insurance and if you buy a horse that already has insurance do you still have to get insurance?(As in I want insurance because I know my family won't be able to pay for surgery if the horse got hurt bad...Well we might but I know insurance will save alot of money) I'm not buying the horse I am actually getting it for free (I not gonna buy it before I see and try it out.I know it will have nothing wrong with it because I will most likely show it next year)

Insurance ??? how to put commercial-Insurance on my truck, for my company when the truck is in my name and my state is nh and we do not have commercial-plates in this state and will i better with c-insurance than paying inexperience driver on my insurance on my truck which is a 1994 gmc SS 454 7.4l v8 big block one ton truck with all of the options,the truck books for $15,000 how much is Insurance for this truck worth

insurance!? my dad i guess has this insurance witch does this sice the company was paying for the insurence my dad was working for we got insurence with all the stuff like eye dental and heath well the job was done and my dad doesnt have work any more well he needs work and we need insurance i want contacts and tha insurance payed for it i want to get contacts before school starts and i need just help what to do about this also i need braces witch the insurance payd for too my dad its kinda all his fault we didnt get this done because he never wanted to call the places or the offices to make schedules now im like mad at him please just tll me what to do

insurance? my parents are getting a divorce.they have 2 cars a truck and a Honda.when my dad left he took the Honda and left my family the truck.he called up the insurance and took the insurance for the truck off and so no we have no insurance.The truck is in his name.what do we do?

insurance?? okay, so i'm getting my wisdom teeth out in may...but i got a check up and was told since they have to cut my gum and part of my jaw, my dental insurance won't cover it...but medical insurance should...however, there's this $500 i have to pay first...can i send that $500 bill to my medical insurance to see how much they'll pay first? or is it a deductible?? and what's the difference?

Insurance? isnt an insurance company suppose to cover your car regradless the person driving it? well my boyfriend was driving my car-just bought-brand new car- and got into an accident. Now my insurance company denied my claim cause they say he wasnt under the insurance. but should my car be cover regradless if the person driving wasnt? I mean I pay monthly payments and then they are just gonna deny me after an accident. could anyone help me? any advice?

Insurance? I recently graudated from college and will be moving to a different city for a job, one that my parents don't live in. I really had thought about it, but my roomate said something and so I need an answer. Will I still be on my parents insurance, even though I graduated and live in different city? I am 21, and my parents plan on keeping me on their plan, but the insurance company won't make me get my own seperate plan, will they? I didn't think they would, but my roomate wondered why I was still allowed on my parents insurance as of now. I will be staying in state. I just purchased a used vechile. So on Monday I will call to tell them of that, so they can put it on the insurance and then say that it will be used primarily in Houston, not Lubbock. This will obviously make my rate go up somewhat, I just don't want them to tell me I have to get my own plan or my rates will significantly go up. #2 answer. I don't know if that applies with my insurance/state. My brother is currently in school, but he is 24 and still on my parents insurance. I figure I will lie to the insurance company tell them I am going to go to school down there next semester, if I have to, and just wait until August to get a really good deal. It's not that I cant afford it, but if I can stay on my parents plan and save a $100 a month, I'm going to try.

Insurance???????? We have insurance right now, but my husband was offered a job on friday but has questions before taking it. I have not been to the doctor yet so can I wait to go to the doctor until the new insurance kicks in and it will be covered? Of course its pre exiciting but this is an exception its not like diabetes or something

insurance? i had an accident in 2003 it wasnt my fault ,8 days later another stolen van hit my car from behind and drove off,not my fault again,if i m asking for insurance quote do i have to tell them about these accidents happend.if yes i get high insurance i checked with and without accidents, plz help thnx in advance

Insurance!? My 16 yr old brother got into a wreck the other day. It was someone else's fault. Instead of calling the police, the kid gave my brother his phone number and insurance policy number. What he neglected to do was get the insurance company. We have gotten ahold of the kid a few times, and they hang up on us or quit anwering the phone once they know the number is from one of us. I don't want to make a big deal out of this, but they are trying to get away with messing up my brother's car. The estimate is at almost $1800 and why can't they just step up and take responsibility. I don't know what's going on? Is there anything I can even do with just a name, phone number, and a policy number, or did these little brats just get away with ruining someone else's property? They were in the wrong, and there were witnesses, but no cops were called either-my brother should have known better, but is there anything I can do to make them pay for their mistake? Well, I did some digging online-who knew-and I happened upon the kids father-well, I didn't find out it was his father until today, but I called and left the unknown people a message about what I needed to know, and he happened to call me back a few hours later. He explained how his son has gotten into a lot of trouble in the last few years and he has washed his hands of him-so I should "gut him like a deer" That's the best advice I heard all along. I don't want to do that to the kid, but if he's gonna force me to outwit him, I guess I'm gonna have to teach him a lesson. I will be nice about it, but I have a few ideas on how to make him NEVER forget what he did, and maybe it will stay with him the next time (he's been in a few wrecks-imagine that)

insurance? i need to know where i can liabiliy insurance for my company, Speedy inc..My husband and I are both carpenters, and need insurance to take on more work...any help in finding a good company would be greatly apprieated!!!

Insurance!? We are in the process buying a home and we ARE going to get homeowners insurance but I was just wondering if they make you get it? Also I was wondering if anybody knows if I live on a flood plain if i HAVE to get flood insurance too? THANK YOU!

insurance?????????? I have just started a new job and my insurance wont be kicking in till may or june. My husband is trying to get me on his but we have to get some papers before I can get on it. My worry is I wont be on it on time. Here whats going on...We have just found out I am six weeks pregnant and my appt. is April 7. So I need to get insurance soon!!!! Do you know of anything that I may be able to get on that will kick in by the time of my appointment??

Insurance...? Hello all, I recently had a car crash, i didnt think an awful lot of the car damage and didn't see at as a major problem as opposed to it being repaired, anyway despite this i received a phone call a couple of minutes ago from my car insurance company, They had picked my car up and took it down to their garage to assess the damage that had been caused (i'm with kwik-fit car insurance). The gentlemen who i was speaking to on the phone worked directly with Kwik-Fit and said there is nothing we can do to rescue the car, it's a write off...Okay i said, so what happens now i asked? he basically said that he will send the information he has through to the office where they will then send me some documents in which once i have received i will take the necessary action..im guessing i will have to send them some details of some sort. He then continued that after some research he valued my car at 6,200 this is all very well, but what on earth happens now? my car is only 1 Years old I also have no car/road toax..will this effect me in anyway whatsoever?

Insurance? I have to make up an insurnace company for me webdesign class and build a website about it. gahhh i don't even know what insurance is. how boring! I have to have 3 info pages. one on an introduction, one on basic info on the company, and an order form. how should I do this? what kind of insurance should I do? the name for my company is going to be delightfully insured-stupid I know. but I don't wanna do this! does anyone have any good ideas/websites I can look at for ideas? please help. thanks :]

Insurance...? We are planing to start our own insurance company NOT agency, I need to know all the things which I need before I can sell the insurance..as of..what different type of Licenses do I need before I can get in the business?, contact with DMV or not?, State Approval? etc...etc... there is whole lot of information which I need so any one there who can guide me Please??

Insurance? I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross.

Insurance.....? My storage builing was broken into and some of my things were stolen... i have insurance on it and I called the insurance company to report it. I'm waiting for the adjuster to call me back to see what all was taken... what can I expect? Are they gonna have to do alot of research... how long is this gonna take?

Insurance?? Can an unmarried, never been married male purchase life insurance and have his brother and/or nieces listed as the beneficiary? Can an unmarried, never been married male purchase auto insurance?

Insurance.? What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?

insurance? im 16 and i just got my lisence a week ago and now i got 2 tickets tonight, i gave the cop my moms insurance becausemy parents didnt put me on the insurance yet. so if i pay $100 a month for it now, how much do u think it will go up by?

insurance? Tired of constantly being broke & stuck in an un- happy marriage, a young husband decided to solve both problems by taking out a large insurance policy on his wife with himself as the beneficiary, & then arranging to have her killed. A 'friend of a friend' put him in touch with a nefarious dark-side underworld figure who went by the name of 'Artie.' Artie then explained to the husband that his going price for snuffing out a spouse was £5,000. The husband said he was willing to pay that amount, but that he wouldn't have any cash on hand until he could collect his wife's insurance money. Artie insisted on being paid at least something up front, so the man opened his purse, displaying the single coin that rested inside. Artie sighed, rolled his eyes, & reluctantly agreed to accept the 50p as down payment for the dirty deed. A few days later, Artie followed the man's wife to the local Tesco store. There, he surprised her in the produce department & proceeded to strangle her with his gloved hands & as the poor unsuspecting woman drew her last breath & slumped to the floor. The manager of the produce department stumbled unexpectedly onto the murder scene. Unwilling to leave any living witnesses behind, ol'Artie had no choice but to strangle the produce manager as well. However, unknown to Artie, the entire proceedings were captured by the hidden security cameras & observed by the store's security guard, who immediately called the police. Artie was caught & arrested before he could even leave the store. Under intense questioning at the police station, Artie revealed the whole sordid plan, including his unusual financial arrange- ments with the hapless husband who was also quickly arrested. The next day in the newspaper, the headline declared............. (You're going to hate me for this . . ) "ARTIE CHOKES TWO FOR 50p AT TESCO!" slk29406 I am not Susie

Insurance? I was hit by a metro park gate while driving my fiance's car which is insured under his name. I am not insured uner his policy, so therefor "dont have insureance" will the insurance company still pay because its insured? or will be stuck because i have no insurance? I dont have have any auto insurance, i havent had it since 05, but was told by my old insurance agency that if the car i was driving was insured id be fine? is that true also? he has progressive

Insurance???????? Around how much would it cost to get a policy for health coverage with maternity coverage also if you take the policy out yourself. I have Insurance now, but my job is moving to Tampa in about 4 months so I will need to get Health Insurance myself. Does anyone have any idea????? I was thinking about BCBS!!!

insurance? if you do not call the poice in a minor fender bender and you later call your insurance company to file a claim because you find you have damage to your car what is the driver who you were in the accedent respocable. you both have full coverage insurance and live in michigan. the driver with no damage was barrowing the car from someone and they were not on the car's policy.

Insurance!!?!?!? So , i live in England , and my neighborhood is like really nice ! ( Houses are like 300000 pounds) , so like my car would be parked in my drive with a gate closed , and it is in insurance group 7 and it is a convertible ( renault megane ) 2006 one how much would i be paying around if i am a driver under my dads name on the insurance and i have had my license for around 6 months and i have had more lessons than needed when i took lessons?

Insurance? About 2 months ago I got rear ended by a Ford Expedition, which nearly took out my rear portion ( the entire rear panels and the air shock needs to be replaced); we decided not to call the cops because we were both en route to our jobs. That day I called my lawyer up and he went on filing insurance claims. And now, from what I am getting is that the other person's insurance company is willing to pay only 1,700 which is far lesser than the damage done...I was wondering if there is way to get the damage car fixed without me having to pay for it.

Insurance.? What would insurance be for a 16 year old white male, clean driving record, good grades, and would be driving a 2000 Chrysler Sebring Limited? What if he got his parents to put it under there insurance that they were full time drivers, and he is a part time driver?

Insurance....? My storage builing was broken into and some of my things were stolen... i have insurance on it and I called the insurance company to report it. I'm waiting for the adjuster to call me back to see what all was taken... what can I expect? Are they gonna have to do alot of research... how long is this gonna take?

Insurance? i have jus asked a question about scans and some of the answers mention insurance?? I am on the dole though and have been 4 sometime after having depression.plus i have no fixed abode as i am currently staying with my boyf n his parents. I am 21 yrs of age, why would i need insursance 2 get a early scan???

Insurance? if i have a 2006 toyota corolla, and want to buy a 2004 mustang gt..(its not red..lol.) would my insurance rates skyrocket? im 18, never had an accident or been pulled over. i pay about 1600 a year right now.

Insurance.? Would insurance be a lot for a 1994 Dodge Dakota for 16 year old? What if it was under your parents name or not under full coverage?

insurance? our $1500 tv all of a sudden just stopped working it will not turn on,and my question is can that be claimed under home owners insurance?i have never made a claim before so that is why i am asking.

Insurance? HERE'S THE THING. I was staying in a Bed and Breakfast, and I accidentally knocked a glass off the shelf above the sink. It fell into the sink, remained perfectly intact, but the sink suffered a small hole in the basin. The owners now want me to pay for sink repairs, which I think might be pretty dodgy. They say they're not insured, but I rather thought that B&Bs and the like were required by law to have insurance. Accidents happen, and I don't think they can expect their customers to pay for the damage. So, am I liable to pay? This is in the UK.

Insurance.? Does anyone know how much SR-22 Insurance Costs?

Insurance ? Does anyone know if my car is under my mothers name can i still get my own insurance or do i have to stay with the company she uses?

Insurance? About how much more expensive is a life insurance policy for a smoker in realtion to a nonsmoker.( I need a figure)

insurance? Im 15 and pregnant. We dont have maternity inssurance since i wanst planing on geting pregnant. But i need to find a insurance company that will take me. My parents make over $3000 a month so the ones we have looked at wont cover me. ahh i just need help fast.

Insurance? I currently do not have any insurance but i do know that i do not meet the requirements for medicade. Will this mean less care for me and my baby durrning my preg? I can make payments but i can not afford to make the whole payment at the time of the visits it will have to be shedualed. any suggestions? I have explored options of medicade, In Nebraska where im at you can only have 3,000 worth of assets and i have a few savings bonds and more than one car, (all older nothing new) but they will still count for assets. I do know that one car and your house is exempt but i still wont qualify. Hmm what to do. Nothing I can do i guess.... But will this mean less visits to the dr? I want the best for my baby. thanks to any and all who answer.

Insurance.? Does anyone Own a Mustang GT Bullitt and by any chance happen to know how much the insurance usually is?

Insurance...? i live in Tx. and im lookn to by a motrcylce how much would insurance cost me for the bike... i heard that age has alot to do with it.. Im 20

Insurance.....? Does anyone here have insurance for their dog? How much does it cost or does it depend on different factors (breed, age, etc). If you don't mind tell me what it costs you and what kind of dog you have. Thanks

Insurance.? How much would insurance be on a used car that you bought for around 8,000 from a dealer, if you were a teenager?

Insurance? With so many questions on here saying how people cannot afford to take their sick or pregnant dog to a vet does anyone consider insurance a necessity?

insurance?? if you take everything out of the interior of your car (back seats & belts, door panel, floor, etc) and if you take off the dash and put your own custom dash. would you have problems with the insurance company if you get into an accident? sorry about posting in wrong category.

insurance?? if you take everything out of the interior of your car (back seats & belts, door panel, floor, etc) and if you take off the dash and put your own custom dash. would you have problems with the insurance company if you get into an accident?

insurance.? i need to know all the types of property insurance, with descriptions. please help:]

insurance? If Im 17 and have my license, can I drive my friends car with insurance? or do I have to also have it?

Insurance...? I'm wondering... Is there an insurance company that will allow you and your partner on the same plan? Or do you have to live in a state that recognizes domestic partnerships? Sorry this is for heath insurance.

insurance? how much does insurance cost for a novice driver in nova scotia? i just got my license today and i need to know how much its gonna cost me...im 16 yrs old and im gonna have my own car and im gonna be the only driver.

Insurance? My wife got rear-ended. there is no damage to the car (visually) only some paint transfer and some of my paint is scratched off. As for underneath the bumper covering, I can't tell. the lady was honest about how she should handle the situation, and we are not seeking money other than what it takes to clean up the damage. Is it worth it to drag out the situation with the insurance company? How are these things usually handled?

insurance...............? if you get pregnant and dont have insurance can you still go to the doctor/hospital to have your baby? what to do in this situation?

insurance??? how much is insurance on a 20,000k truck per month. estimates.

Insurance??? Hi i have blue cross blue shields insurance PPo was it a drag when trying to cover maternity and has anyone used this coverage when pregnant how was it for you???

insurance.............? cheap bike insurance for a scooter in uk,any ideas?

insurance?? if i buy a new(used) car, wont the insurance papers in my other car cover my "new" car for a few days? i have heard this from many of my friends, but i dont want to find out the hard way...