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What does leasing a car appear on your credit as?

I know that obviously taking a loan out for a new car appears on your credit as a vehicle loan. - I am wondering how does leasing a car differ on your credit report, what type of account would it show up as?

Public Comments

1. It looks the same as if you were financing a car. Your credit report will list the financial institution that you make your payments to, and the amount of your monthly payment.
2. It will show as a lease and it will be a installment loan just like when you buy one.
3. It shows up on your credit report as an auto loan, just like any other installment debt. The only difference I see between a loan and a lease in my industry, is that when there are 6-10 payments or less remaining on an auto loan, for purposes of qualification, the payment can be excluded as a debt since it will soon be paid off. But a lease is treated differently. Since the car will need to be replaced at the end of the lease, all payments are counted against the applicant regardless of time remaining to pay it off. As far as I know, they affect your credit score the same.